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Small Business

Welcome to the Small Business Owners' Guide to Insurance. There are over seven million small businesses in the U.S., ranging from construction firms to grocery stores to home-based businesses. All have one thing in common: Without the right insurance coverage, each could be wiped out by a disaster or a lawsuit. In addition, almost all businesses are accountable for the safety of their workers and bear responsibility for injuries suffered on the job. This resource was designed to help you decide what kinds of insurance you need for your particular business. The navigation below shows general topics covered here. Click on one of the links below that best describes your business to find information about the specific coverages you should consider.

Small BusinessInsurance for Specific Businesses

Please provide information about your business:

Small business quotations include property and liability coverage in one comprehensive package.




Please provide information about the property portion of the package:


Please provide information about the building you occupy:
Improvements can be adding permanently attached shelving, flooring, etc.
Please provide information about the building:
Buildings will be quoted on a replacement cost basis.
Please provide general information about the building:
Indicate the square foot area for the portion of the buildng that you occupy:


The question regarding glass plates does not apply to Canada:
This question does not apply to Canada:
Please provide information about the contents or inventory:


Please provide information about the liability portion of the package quote:


Please provide information about your existing business insurance:
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Additional Information:




Did You Know?

Fences are not included in most property policies without being separately scheduled.