 Welcome to the tips for teens page. If you are here,
that can mean two things: that you are learning to drive;
or you already have your driver's license. Here are some tips
on how to stay safe on the road, and what Sava Insurance
can offer you with our great insurance programs.
We are going to give you 101 safe driving tips so that you don't end up on the side of the road:
Check out the videos and learn how to drive safely in your car - it could save your life!
Getting A Quote
Getting a quote and buying insurance for the first time can be difficult and confusing. Below is a general list of items that you will need when you get a quote and why you need them:
Your Personal Information.
- Make sure to include your name, address,
DOB, Gender, SSN, how long you've had your license,
and your email address.
- This is all needed so that your insurance company
can determine how much to charge you, by putting
you into a specific group of customers with similar
personal details. It is also necessary so they can
contact you, if they need to.
Your Car
- Include information on the cost of your car
(lease, own or own and make payments), vehicle identification
number (VIN) or the car's year, make, model, body
style and safety equipment.
- This is so the insurance company can find out how
much your car is worth, and how much it would be
to fix it if you got into an accident.
Your driving history
- Include information on how many driving
violations you've had and how many times you've made
a claim.
- Insurance companies need this because they can
then decide how accident prone you are, and then
alter your insurance rates accordingly.
Your Current Insurance Policy
- Include the insurance company's
name, limits of liability (how much your current
company pays for certain coverages) you chose, and
your policy's expiration date.
- Insurance companies always consider it less of
a risk to give you insurance, if you have been with
another company before. If this is your first time
getting insurance, then your rates will be higher
then usual because they don't know how you drive.
Other Stuff That Could Affect Your Rate
- This would include discounts, how your policy
is purchased, and your billing.
- Some insurance companies will give you a discount
on your policy, if you have good grades or have gone
through the driver's education program. If you bought
your policy online then some insurance companies
will give you a lower rate. When you sign up for
your policy, if you pay it all of at once, then some
insurance companies will give some sort of discount.
Llikewise, other companies will give you a discount,
if you pay your bills electronically.
|
