Be Safe & Have Fun with an At-Home 4th of July Celebration!

Be Safe & Have Fun with an At-Home 4th of July Celebration!

Fourth of July celebrations aren’t expected to be what they typically are. Many large fireworks displays are canceled or are expected to be, and many of us will choose to stay close to home for safety anyways. With that in mind, many families are expected to have their own fireworks displays at home to celebrate our nation’s birthday. While we love that people are choosing to stay home to protect their health, there are a few risks we want to make you aware of ahead of time so you can protect you and your loved ones while still having a great time!

1. Use caution with at-home fireworks displays

One of the biggest concerns you may have if you’re having an at-home 4th of July celebration would be how to use fireworks safely at-home. Always be sure to purchase legal fireworks and follow the manufacturer’s warnings, but for more helpful information, check out our At-Home Fireworks Displays Safety blog!

2. Have fun and stay safe in and around the pool

If you’re celebrating Independence Day out by the pool, be sure to check out our Swimming Pool Safety Tips blog!

3. Fire up the grill to cook up safe summer fun

Whether you’re a gas person or a charcoal lover, check out our Grilling Safety Tips blog!

4. Keep an eye on alcohol consumption

Of course, we all want to celebrate our Independence and enjoy the day, but make sure you keep a close eye on alcohol consumption. Whether it’s Alcohol + Open Flames, Alcohol + Swimming, or Alcohol + Fireworks, it’s no secret that alcohol can sometimes be the secret weapon in turning a good day into a very, very bad one! Make sure that any guests or family members you have are staying safe, and if your guests become intoxicated, keep them away from potentially dangerous situations. Never let anyone drink & drive, and make sure your guests have a designated driver home.

5. Protect yourself & your whole family

Of course, when you’re planning an at-home 4th of July celebration, you have a grocery list of things to prepare before your party, but did you add calling your Sava Insurance agent to the list? …Not to invite us (even though we’d love that!) but to make sure that you have all the coverage you need for your celebration.

Umbrella insurance is a type of personal liability insurance that covers claims in excess of regular homeowners, auto, or watercraft policy coverage. It doesn’t just cover the policyholder, but also other members of their family or household, and it covers injury to others or damage to their possessions. We mention umbrella insurance, because, unfortunately, there are infinite examples of how umbrella insurance could come into play during a party such as this.

Situations such as dog bites, drunk driving accidents, pool accidents, underage drinking, boating accidents, and more are common causes of umbrella claims. Umbrella insurance is actually quite cost-effective compared to other insurances, and of course, we always work to find you the most cost-effective policy we can.

If you’re interested, be sure to give us a call at 860-437-7282 so we can give you a free, no-obligation umbrella insurance quote!


If you’re staying close to home to celebrate Independence Day this year, we hope you have an incredible time.

Be safe, be well, and Happy Fourth of July!

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