What’s “Carpartment” Insurance? Let’s Bundle & Save!

What’s “Carpartment” Insurance? Let’s Bundle & Save!

You probably have an auto insurance policy. It’s required by law in Connecticut and other states, and it provides you with the protection you need in case of an accident to get back on the road as soon as possible! If you’re a renter, chances are you probably don’t have that same protection for the place where you live.

Think about it, you probably spend a few hours (at most) in the car every day, but you spend so much more time in your apartment. What would you do if you lost all of your clothes, your computer, or your furniture? Your landlord probably has insurance for the property, but their policy doesn’t cover any of your belongings. It only covers the building itself. If there were a fire or theft, you wouldn’t have coverage for your belongings. Just imagine the out-of-pocket cost of having to replace all of those items.

Coverage for your belongings is reason enough to get renters insurance, but there’s another one. Imagine this, you have friends over your place for a party. Your friends are drinking when, next thing you know, someone tripped on the stairs and broke an arm. With a renter’s insurance policy, you have coverage for medical costs, and if you’re taken to court because of the accident, the liability coverage in your renters insurance could cover the legal expenses up to the limit of your policy.

Alright, but you’re thinking, that’s all great, but I don’t have the money to pay for this coverage, otherwise I’d obviously have it… right? Guess what. We bet you do!

The national average for renters insurance with the recommended coverage levels, with a $1,000 deductible and $100,000 of liability protection is $326 or about $27/month (far less than a month’s worth of groceries). But wait, we’re talking about Carpartment Insurance, here. Carpartment Insurance (combining your renters and auto insurance) could save you even more money on your policies, and you’re already paying for your car insurance, so why not try to bundle? Not to mention, how much is your tax return typically? It’s likely enough to cover your insurance needs, and you might even be able to pay for the whole year to save even more money.

Even if combining your home and auto doesn’t give you the best savings, remember, at Sava Insurance, we can quote you against over 20 different carriers in order to find you the best deal with the best coverage. Oh yeah, and our quotes are free and no-obligation. If we find you a great rate with great coverage, awesome! If not, then it’s no biggie, because we’re always more than happy to run you a quote to see if we can find you a great policy at no cost to you.

You don’t really have anything to lose, but you have everything to gain, so give us a call if you have any questions about renters insurance or would like your free, no-obligation quote!

860-437-7282

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