Commercial Lines Blog

Restaurants—with their open flames, hot equipment, electrical connections, cooking oils, cleaning chemicals, and paper products—have all the ingredients for a fire to flame out of control. It is important to properly train staff to be aware of the safety hazards and the protections that come...

Regardless of the business you're in, it's an unfortunate truth that running a business creates unique liabilities and, yes, headaches! Every business owner should protect themself in the case of a potential lawsuit. Even if you've done nothing wrong, people may file a lawsuit, and...

Did you know that flood is excluded not only from homeowners' policies but also from commercial insurance policies? Any flooding caused by fast-melting snow, an overflowing stream, or even construction runoff next to your building would not be covered by your business owner's policy. However,...

What is Business Interruption Insurance? Business interruption insurance is a type of insurance coverage that insures business income lost and extra expenses as a result of a business interruption event, in other words, your insurance carrier provides financial reimbursement if your business has to close it's...