31 Dec Insurance Resolutions
1. Update Your Home Inventory
Thankfully, your homeowner’s insurance covers your household items. You can have peace of mind that if something were to happen, you would have the protection you need for your belongings. Snow days and cold weekends are great excuses to take the time to re-inventory your home.
2. Schedule Property
Part of what makes updating your home inventory so important this year is taking the opportunity to insure those items you may have received during the holidays that would exceed your policy limits. If you received some extra special gifts this year, give our office a call so we can cover those more expensive items.
3. Review Your Homeowners Insurance
While you’re looking around at the items inside your home, look around at your home itself. Did you renovate the master bathroom in April? Did you put a hot tub in last summer? Major household changes could affect the value of your home or the liabilities associated with owning it. Call your SAVA agent to discuss the changes you made to your home in the past year, and we can discuss with you how these changes affect your insurance policies.
4. Consider Whether an Umbrella Policy is Right for You
Do you drive a car? Do you own a dog? Do you have a pool or hot tub? Do you entertain during the holidays? Do you have a fire pit? Do you own a boat, ATV, snowmobile or another recreational vehicle? Do you own a home or a rental property? Do you have a swing in your yard?
Chances are, you can answer yes to at least one of the questions if not more. The thing is, many lawsuits begin as a result of the above questions and other liabilities that we didn’t even mention. An Umbrella Policy helps to protect you against a lawsuit that would surpass your current liability limits.
5. Review Your Auto Insurance Policy
Call your SAVA Insurance agent today to discuss your auto insurance policy. We can speak with you about what your policy currently covers and what coverage limits you may need.
6. Download SAVA’s Client Portal App
With SAVA Insurance Group’s Client Portal:
- You have 24/7 digital access to your account from your computer or mobile device.
- You can connect to your account when, where, and however is most convenient for you.
- You can verify coverages, request policy changes, manage claims, issue certificates, and share documents with the SAVA Team.
The Client Portal is safe, secure and password-protected, and allows you instant access to your important insurance information!
Follow this link: https://www.savainsurance.com/our-agency/savas-client-portal/ or contact a SAVA agent today to get signed up for the Client Portal at (860) 437-7282.
7. Protect What Matters Most
If you haven’t already, you should seriously consider investing in a life insurance policy. If you already have a policy, make sure you’ve updated your beneficiaries. For more information on life insurance policies, visit https://www.savainsurance.com/personal-insurance/life-insurance/.