The Coronavirus (COVID-19) is becoming a greater concern day-to-day for businesses as well as the greater population. Here at SAVA, we always strive to be your trusted insurance partner even during the most uncertain times. In order to help employers plan and respond to COVID-19,...
It seems like every year, insurance is becoming more expensive, and businesses are left to find ways to do right by their employees while also being able to keep the lights on. How can you reduce your workers' compensation costs without cutting corners on protecting...
According to the U.S. Federal Trade Commission (FTC), identity theft is the fastest growing crime in America today. Identity thieves use countless avenues to access personal information, so staying ahead of them takes a commitment to security. Because we handle sensitive customer information, SAVA Insurance...
Owning your own business can be stressful enough without pining over all of the “what if’s”. However, of all the businesses that close following a disaster, more than 25% never open their doors again. That’s pretty scary to think about. Although we can't predict or...
Having workers compensation insurance is a requirement by most states for all businesses with employees. The workers comp requirements vary from state to state depending on how many employees your business has and what type of business you run. While carrying workers compensation coverage is...
Hurricane season is here! So if your business is in the path of a hurricane, you need to act quickly to protect your people and your property! Here are a few steps to keep in mind to stay safe and minimize the damage: Be sure that...
As the owner of a business, you may have employees who drive your products to and from their destinations. It is important that you always reiterate commercial driver safety to your drivers and have formal written rules for them to follow. Not only should those...
When the holiday season approaches, it is hard to avoid the festive feeling that surrounds it. As the owner of a business, you may want to keep that feeling alive by throwing a holiday party for your employees. But you may ask, “What about liability?” ...
Getting into the restaurant industry is hard to begin with, but staying in it is a whole other challenge. Revenue can be seasonal and interest in your products can rise and fall with the ever-changing palate of your clients. Having unexpected expenses can bog you...
An important part of how business insurance packages are constructed is the liability coverage that can support companies in lawsuit fees. One of the pillars of business liability insurance is EPLI, or employment practices liability insurance. How can EPLI help your business? Here is a crash...