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Regardless of the business you're in, it's an unfortunate truth that running a business creates unique liabilities and, yes, headaches! Every business owner should protect themself in the case of a potential lawsuit. Even if you've done nothing wrong, people may file a lawsuit, and...

Did you know that flood is excluded not only from homeowners' policies but also from commercial insurance policies? Any flooding caused by fast-melting snow, an overflowing stream, or even construction runoff next to your building would not be covered by your business owner's policy. However,...