Regardless of the business you're in, it's an unfortunate truth that running a business creates unique liabilities and, yes, headaches! Every business owner should protect themself in the case of a potential lawsuit. Even if you've done nothing wrong, people may file a lawsuit, and...
We all know that the most exciting part of starting a new job is receiving your employee handbook...
Did you know that flood is excluded not only from homeowners' policies but also from commercial insurance policies? Any flooding caused by fast-melting snow, an overflowing stream, or even construction runoff next to your building would not be covered by your business owner's policy. However,...
What is Business Interruption Insurance? Business interruption insurance is a type of insurance coverage that insures business income lost and extra expenses as a result of a business interruption event, in other words, your insurance carrier provides financial reimbursement if your business has to close it's...
If your insurance agent is talking to you about your Ex-Mod, you might be scratching your head wondering what on Earth that is and why you should even care. Here at Sava Insurance Group, we always speak to our clients in language that makes sense...
It's never an easy decision to let go of an employee. As an employer, you want the best for your business as well as your employees, and sometimes, that means you have to let someone go when things aren't working out. There are a variety...
You've made your passion for fitness and dream of sharing your knowledge a reality! We know just how much goes into opening a business and we applaud all business owners on their tenacity and entrepreneurial spirit. It's our job at Sava Insurance to keep that...
We've all heard the phrase, "When it rains, it pours!" At SAVA Insurance, we are all about protecting what matters most to you: your family, your home, and your business. We work especially hard to make sure that unforeseen problems can be prevented before they happen,...
If you work in landscaping, then you know that spring & summer is one of your busiest times of the year! Everyone's been stuck inside all winter, and now that they can finally enjoy their outdoor spaces again, they're looking around at just how much...
It seems like every year, insurance is becoming more expensive, and businesses are left to find ways to do right by their employees while also being able to keep the lights on. How can you reduce your workers' compensation costs without cutting corners on protecting...