Did you know that flood is excluded not only from homeowners' policies but also from commercial insurance policies? Any flooding caused by fast-melting snow, an overflowing stream, or even construction runoff next to your building would not be covered by your business owner's policy. However,...
While many disasters are preventable or even caused by humans or human error, unfortunately, some of the most devastating disasters occur completely outside of our control. These disastrous events that occur outside of human control are known as "force ma·jeure" also known as an "Act...
Whether your home or business has experienced water damage as a result of heavy rain, flooding, a burst pipe, a leaking roof, or even a broken window, time is of the essence in preventing further damages to your property. Mold is one of the greatest...
According to new data from First Street Foundation, nearly 6 million households are at risk for flooding but are not required to hold a flood policy and may not be aware of their risk....
Flood and Hurricane season bring their own unique set of challenges to homeowners this time of year. It can be overwhelming to imagine how to prepare for something as unexpected as a hurricane or flood, but to make it easier and to get you thinking,...
Did you know floods are the most common and most costly natural disasters in the United States? While some regions, such as coastal areas, are more flood-prone than others, the unpredictability of climate change exposes all property to some risk. Torrential rainfall isn’t the only...
As temperatures drop, it becomes more vital that we find ways to protect our pipes from the freezing temps outside. If a pipe in your home freezes, the pressure that builds up could cause the pipe to burst and create a big mess that's expensive...
Heavy rain, storm surge, hurricanes, and other severe weather events can lead to devastating floods that cause extensive damage. According to the Federal Emergency Management Agency (FEMA), flood damage totaled over $8 billion in 2017 and many of the affected areas are still recovering from...
It's Flood Friday! Time to learn about an important policy you need to stay protected! Floods are the #1 natural disaster in the United States. While some regions, such as coastal areas, are more flood-prone than others, the unpredictability of climate change exposes all property to...
Owning your own business can be stressful enough without pining over all of the “what if’s”. However, of all the businesses that close following a disaster, more than 25% never open their doors again. That’s pretty scary to think about. Although we can't predict or...