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Commercial Property Insurance
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Connecticut Commercial Property Insurance


In Connecticut, commercial property insurance typically comes in two different forms: all-risk policies and peril-specific policies.


At SAVA Insurance Group, we are guided by heart — which means we will work closely with you to help you decide which type of policy meets your business needs best.


  • All-Risk Commercial Property Insurance: All-risk Connecticut commercial property insurance covers a wide range of issues and events. The exact types of events covered are listed in the policy, and your helpful agent will go over those details with you. Many businesses buy all-risk commercial property insurance to cover the basics and most find that this level of coverage works well for them.


  • Peril-Specific Business Property Insurance: Peril-specific commercial property insurance protects Connecticut businesses from specific types of events. In many cases, businesses buy the policies because they work in geographic or professional areas that put them at high risk. A business that stores explosive chemicals in its warehouse, for instance, probably has a higher risk of fire than the average company. A peril-specific commercial property insurance policy could protect the company from the financial effects of fire damage.

The type of commercial property insurance that your Connecticut business needs often depends on the kind of company you own. SAVA Insurance Group will get to know you and your business, and then help you explore your options so you can choose a policy that leaves you feeling protected. Give us a call at 860-437-7282 today!

Events Covered by All-Risk Commercial Property Insurance

This type of commercial property insurance can cover many different specific issues and events, but the most common are theft, slip-and-fall accidents, and property damage.


Why Buy Peril-Specific Insurance?

Connecticut businesses often purchase peril-specific insurance because their high risk makes insurance companies wary of them. An insurance company might not include fire coverage in a specific business’ all-risk policy because it needs more money to compensate for the higher risk of fire. We don’t want you to be stuck in that situation. Creating a peril-specific commercial property policy lets your business get the protection it needs, while lowering risk for the insurance company.

Personal Insurance

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Business Insurance

Having the right Connecticut business insurance policies in place is absolutely essential. Let us create a business insurance package uniquely suited to your company and industry.

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