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Employment Practices Liability Insurance
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Employment Practices Liability Insurance

 

Employees can allege anything at any time, but in Connecticut, an Employment Practices Liability Insurance will keep you covered.

 

If one of your employees feels that their rights have been violated, they make seek legal reparations and take your business to court. And if they win their case — which is more common than not — you may be forced to pay hundreds of thousands of dollars. Employment practices liability insurance, however, can come to the rescue in these types of situations.

 

At SAVA Insurance Group, we are guided by heart. We want to see you and your business thrive and will ensure you have the proper coverage and protection. It’s important for you to understand that legal problems with employees are not covered under your general liability insurance, workers’ compensation, or even your umbrella policy — employment practices liability insurance is a separate type of coverage that not every business owner realizes they need.

 

No matter how well you run your business, an employee can allege anything, at any time. Let SAVA Insurance Group help you secure the right type of employment practices liability insurance for your Connecticut business so you can focus on growth, your family, and the more important things in life.

What Does Employment Practices Liability Insurance Cover?

This type of insurance can cover many different issues that can arise with employees, including: wrongful termination, age/sex/race discrimination, retaliation, sexual harassment, negligent hiring/supervision/promotion, breach of contracts, emotional distress, invasion of privacy, libel, and slander.

 

The Cost of Employee Lawsuits

Recent reports indicate that for businesses with fewer than 500 employees, the average cost to defend employment-related charges is about $125,000. The median judgment for cases that went to trial was about $200,000; one in four cases saw a judgment of $500,000 or more.

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