Your employees are important to you. Show them you care by offering group disability insurance.
Accidents happen, people get sick, and injuries occur — but group disability insurance can help ensure these unexpected events don’t bankrupt your employees or force you to replace your top performers. It provides coverage so that your employees are able to concentrate on healing without worrying about paying their bills, and peace of mind for you knowing that they’ll still be on your team when they feel better.
Employers have the option to choose between short-term and long-term disability insurance. Short-term usually provides between 13 and 52 weeks of coverage, while long-term could range anywhere from two to five years.
As an insurance agency guided by heart, SAVA Insurance Group will help you choose a group disability plan that works for you, your employees, and your budget. We’ll patiently review the benefits and costs of several policies so you’re able to select a plan you feel comfortable with. Contact us today to learn more about our group disability offerings, as well as other types of group benefits like health insurance and life insurance.
In the event one of your employees becomes disabled, disability insurance will usually cover anywhere from 50 to 66.6 percent of their regular pay. This is generally enough to keep them afloat financially, but ensure they don’t get too comfortable collecting a check outside of work.
Some employers think of disability insurance and believe it’s just used when someone is injured accidentally, like in a car accident. Disability insurance, however, can cover a wide range of conditions including arthritis, sciatica, and cancer. It is also an option for new mothers on maternity leave.
According to The Life and Health Insurance Foundation for Education, one in three women and one in four men will have a disability that keeps them out of work for 90 days of more at some point during an individual’s working lifetime.
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“Brooke is so pleasant and professional. She had worked up figures for me and sent everything to me via email. She was prompt in her responses to my questions and had all the paperwork ready for me when I went into the office. I'll be calling her about insurance for my mother and my brother-in-law will be in touch soon. And, I got a gift bag!”
“You've always been there for me...from the start of my practice till now; Professional insurance or for my home, you guys are the best!”
"The best customer service around! They have helped me as well as my family find the right insurance at the best price."
"Once again, SAVA has gone above and beyond to respond to our business insurance needs. It is crunch times like this that make us grateful that SAVA is our insurance agency. You are local, responsive and an important part of our business team. Thank you!"
“Our agent was attentive. She explained all of our options and let us make the decision. The whole process was quick and educational. Any questions we had were answered in language we could understand."
“I truly appreciate you taking care of my sister so quickly. She was truly impressed how quickly you responded and processed everything for her with a great attitude and thoroughly! I have been with your company for many years and anytime someone mentions they need any type of insurance I immediately say you need to get in touch with Sava Insurance. Your company has never let me down over the years for just the few requests/questions etc that I have had. I truly cannot say enough about Sava and their employees. The few employees I have dealt with have always come through with explaining things thoroughly and the response is so quick. Thank you again.”